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A loaning scheme such as the CA hard money loan is a type that is based on the assets of a potential borrower, specifically his or her valuable real estate properties. Hence, only a person or an entity that has the legal rights over a real estate property could avail himself of this loan scheme. This is because the firms that are offering this hard money loaning scheme are seeking valuable real estate properties to assure them in case the borrower they are dealing with could no longer sustain the payment they have agreed upon during the negotiation process of the loan. In this loaning scheme, the amount of the money to be loaned will depend on how valuable the real estate property made as collateral currently is. So it follows that the larger and the more prominent the property is, the larger the amount will be shelled out by hard money loaning company.